How Payment Facilitators Can Select a Sponsor Bank with Confidence

A payment facilitator’s relationship with its sponsor bank is a critical one. When the bank’s own operations are going smoothly, transactions flow freely and the PF is free to concentrate on growing its business and serving its customers.
But any disruption at the bank has the potential to impact the PF’s business as well.

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What is a Money Transmitter?

Improving the merchant experience is a rallying cry for payment facilitators. Streamlining the underwriting and onboarding process is often a first step, but many PFs go further in search of solutions for the unique needs of their industries.

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What Is the Payment Facilitator Model?

Many software companies are choosing to enable their merchant customers to accept payments through their platform. It’s an appealing way to increase revenue and provide their customers with a complete software and payments experience. For companies that choose to own the payments function in-house, the process involves becoming what’s known in the payments industry as a payment facilitator.

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What is Frictionless Underwriting?

Few tech-enabled developments in recent years are as revolutionary to the merchant experience as the birth of frictionless underwriting – a key characteristic of the payment facilitator model. But what does it involve?

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